You seem to be very naive when it comes to criminal minds (which isn't a bad thing). Just not by means provided by Steam itself. It's also why they are cracking down on gifting games because those are used to launder money. Then when the stolen credit card funds are charged back they've already moved on with their laundered money leaving innocent people to pay. Money laundering would be using a stolen credit card to add steam wallet funds, then using those funds to buy steam wallet codes and selling those wallet codes to people. If that is laundering, then why can you purchase gifts with wallet funds instead of bank? Moving money inside the infrastructure controlled by steam - with no way to cash out - is no more money laundering than that. Accounts can still be hijacked and their funds depleted to gift games to other accounts. That, and you still ignore the topic of hijacked accounts. By not allowing people to move funds within the system, such problems are avoided. Originally posted by ReBoot:Have you REALLY never heard of the concept of money laundering? Any system allowing people to move funds inside the system will have huge issues, both with people abusing it and with legal regulations.